Phoenix Chapter 7 Bankruptcy Lawyer

Arizona Consumer Bankruptcy Attorney

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Chapter 7 Bankruptcy Attorney - Chapter 7 Bankruptcy Lawyer

Phoenix, Tucson, Tempe, Mesa, Chandler, Gilbert, Peoria, Glendale, Prescott, Arizona and Las Vegas, Nevada

Your bankruptcy attorney will not only address your personal bankruptcy needs, but also quell the misconceptions involving the new bankruptcy laws.

Most people rely on a local bankruptcy attorney to understand the new laws regarding a Chapter 7 bankruptcy. The changes in the law in October 2005 caused many attorneys to appear in television advertisements using scare tactics. They would claim that time was short if you wanted to file bankruptcy. For those who did not act "in time," they felt that their window of opportunity was now closed. That is not true.

Your local bankruptcy attorney will assist you in filing a Chapter 7 bankruptcy for liquidation and discharge of your debts. There is a means test that must be passed to qualify. However, if you meet certain thresholds based on income and the size of your family, a means test may not be necessary. Even if you do not pass the means test, you can still qualify for Chapter 13 bankruptcy.

When you meet with your bankruptcy lawyer regarding a Chapter 7 bankruptcy, you will be asked to provide the information regarding your income. Your bankruptcy attorney will discuss the income requirements regarding money received during the last full six months from any source and other information regarding your income, debts, and assets in order to properly review your case and identify your specific needs. Delinquency on a mortgage or car payments will be addressed. Loans that have been cosigned will be included as well, but the bank will likely pursue repayment from the cosigner.

If a married couple is facing the prospect of Chapter 7 bankruptcy, one person can file bankruptcy and have the marital debt discharged and taken against the marital assets. One spouse is able to preserve their possessions and maintain a better credit record.

For more information or to schedule an appointment with a local bankruptcy lawyer regarding a Chapter 7 bankruptcy, debt liquidation, or debt discharge, please contact us.

To learn more about bankruptcy, please visit our Bankruptcy FAQs.

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Ste. 110
Henderson, NV 89014
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7251 West Lake Mead Blvd.
Suite 300
Las Vegas, NV 89128
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12725 W. Indian School Road
Suite E-101
Avondale, AZ 85323
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20100 N. 51st Ave.
Bldg F640
Glendale, AZ 85308
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Kingman, AZ 86409
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5450 E. High Street
3rd Floor
Phoenix, AZ 85054
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343 W. Roosevelt St.
Suite 100
Phoenix, AZ 85003
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14050 N. 83rd Avenue
Suite 290
Peoria, AZ 85381
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Prescott, AZ 86305
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12th Floor
Tucson, AZ 85701
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442 W. Kortsen
Suite 201
Casa Grande, AZ 85122
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3707 E. Southern Ave.
Suite 1070
Mesa, AZ 85206
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