Automatic Stay

Automatic Stay

When you file for bankruptcy protection, whether it is Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, the federal court will grant immediate protection from harassment and threats by creditors or debt collectors. Filing for bankruptcy will immediately stop all collection calls, garnishments, and executions. There will be no more phone calls, letters, or any other type of threat or harassment as long as the automatic stay is in place, usually throughout the bankruptcy process. If your bankruptcy filing is successful, the creditors and debt collectors will not be able to continue their threats and harassment because the debts will be completely discharged and you will no longer owe any money. Hiring a bankruptcy attorney to file bankruptcy will ensure granting of the automatic stay and protection from your creditors and debt collectors. Your creditors and debt collectors will receive immediate notice from the Federal Bankruptcy Court of your bankruptcy filing and will be forced to stop all forms of collection including harassing phone calls, threatening letters, and garnishment or execution. Contact us, for your free, no stress evaluation with a bankruptcy attorney to talk over your situation. It's time. The creditors are not going to stop if you don't call!

Immediately Stopping Garnishment and Execution

Contact us, to immediately stop a garnishment or other execution. Many people find themselves needing every dollar or every paycheck just to survive. Garnishment of a paycheck by a creditor is not acceptable. If you are substantially behind on payments and fear a creditor will take money you need to survive, you owe it to yourself and your family and the people you care about to Contact us, immediately. Let us help you keep your money. You need it much worse than the creditors.

Immediately Stopping Harassing Phone Calls and Creditor Calls

Many clients that are considering bankruptcy and other types of debt settlement are routinely harassed and threatened by creditors and debt collectors. Creditors and debt collectors use harassing telephone calls, threatening letter, and even contact relatives and employers. This is not only stressful but it is embarrassing and could threaten your job and income. Don't put yourself in this position. Hiring one of our qualified and experienced bankruptcy attorneys will stop all of this intimidation and harassment with the filing of your bankruptcy petition. Contact us, and take your life back!